{"id":13403,"date":"2025-12-21T22:29:56","date_gmt":"2025-12-21T22:29:56","guid":{"rendered":"https:\/\/mediatopnews.tg\/?p=13403"},"modified":"2025-12-21T22:29:58","modified_gmt":"2025-12-21T22:29:58","slug":"le-togo-pionnier-africain-de-la-protection-sanitaire-pour-les-non-salaries","status":"publish","type":"post","link":"https:\/\/mediatopnews.tg\/?p=13403","title":{"rendered":"Le Togo, pionnier africain de la protection sanitaire pour les non-salari\u00e9s"},"content":{"rendered":"\n

Le Togo inscrit une nouvelle page dans l’histoire sociale du continent en devenant le tout premier pays africain \u00e0 lancer une assurance maladie d\u00e9di\u00e9e aux travailleurs non-salari\u00e9s. Une avanc\u00e9e majeure, presque r\u00e9volutionnaire, qui ouvre la voie \u00e0 une protection plus \u00e9quitable, plus inclusive et, surtout, plus humaine pour des millions d’acteurs de l’\u00e9conomie informelle.<\/strong><\/p>\n\n\n\n

Dans un pays o\u00f9 l’auto-emploi n’est pas une exception, mais la chose la plus courante, cette innovation marque un pas d\u00e9cisif vers un \u00c9tat plus protecteur et tourn\u00e9 vers l’\u00e9quit\u00e9. Ce dispositif in\u00e9dit, pens\u00e9 pour les commer\u00e7ants, les artisans, les agriculteurs, les transporteurs, les p\u00eacheurs, les producteurs, les micro-entrepreneurs, etc., r\u00e9pond \u00e0 une r\u00e9alit\u00e9 longtemps ignor\u00e9e : la majorit\u00e9 de la population active \u00e9volue en dehors du cadre salarial classique et reste donc d\u00e9pourvue de couverture sanitaire. En leur offrant un filet de s\u00e9curit\u00e9, le Togo corrige une in\u00e9galit\u00e9 historique et reconna\u00eet, enfin, le r\u00f4le vital de ces forces vives dans la construction de l’\u00e9conomie nationale.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

De l’espoir et du salut<\/strong><\/p>\n\n\n\n

Depuis le 23 octobre, le pays est devenu le premier en Afrique \u00e0 tendre cette main salvatrice qui redonne de l’espoir \u00e0 la population concern\u00e9e et qui est beaucoup salu\u00e9e un peu partout. L’assurance maladie destin\u00e9e aux travailleurs non-salari\u00e9s (TNS) prend corps dans le projet national d’assurance maladie universelle (Amu) op\u00e9rationnalis\u00e9 en janvier 2024. L’enr\u00f4lement officiel de cette couche sociale a \u00e9t\u00e9 lanc\u00e9 apr\u00e8s l’effectivit\u00e9 de la plateforme num\u00e9rique (https:\/\/tns.cnss.tg\/<\/a>) cr\u00e9\u00e9e par la Caisse nationale de s\u00e9curit\u00e9 sociale (CNSS). L’outil permet aux concern\u00e9s du secteur informel d’int\u00e9grer la base des assur\u00e9s de la CNSS en donnant leurs informations personnelles et en choisissant leur mode de cotisation.<\/p>\n\n\n\n

Ainsi, les travailleurs peuvent contribuer selon diverses formules comme 10 000 francs par mois, 28 500 francs par trimestre, 54 000 francs par semestre ou 102 000 francs par an. Lorsqu’ils sont enr\u00f4l\u00e9s, ils re\u00e7oivent leur carte, qui leur ouvre la voie aux prestations pr\u00e9vues dans le cadre de l’assurance maladie universelle.<\/p>\n\n\n\n

Le minist\u00e8re de la Sant\u00e9 ne se trompe pas lorsqu’il d\u00e9clare \u00ab cette initiative permet \u00e0 chaque travailleur non salari\u00e9, quel que soit son revenu ou son activit\u00e9, de b\u00e9n\u00e9ficier de soins de base sans craindre la ruine financi\u00e8re \u00bb.<\/p>\n\n\n\n

Un m\u00e9canisme accessible \u00e0 tous<\/strong><\/p>\n\n\n\n

L’assurance maladie pour les travailleurs non-salari\u00e9s repose sur une architecture simple, mais efficace : des cotisations adapt\u00e9es aux revenus variables, une inscription facile et un panier de soins couvrant les consultations, les analyses, les m\u00e9dicaments essentiels, les soins pr\u00e9natals et postnatals, la prise en charge partielle des hospitalisations\u2026<\/p>\n\n\n\n

Ce mod\u00e8le, con\u00e7u pour s’ajuster aux r\u00e9alit\u00e9s du terrain, permet d’\u00e9viter le choc financier des maladies, souvent responsables d’un basculement brutal dans la pr\u00e9carit\u00e9. D\u00e8s son lancement, les premiers b\u00e9n\u00e9ficiaires saluent une initiative lib\u00e9ratrice, qui leur permet d’acc\u00e9der aux soins sans craindre de sacrifier leurs \u00e9conomies.<\/p>\n\n\n\n

Ce progr\u00e8s social ne tient pas seulement au dispositif lui-m\u00eame, mais \u00e0 la vision politique qu’il incarne. En \u00e9tendant la couverture maladie \u00e0 ceux qui en \u00e9taient exclus, le Togo affiche sa volont\u00e9 de b\u00e2tir un mod\u00e8le de d\u00e9veloppement o\u00f9 la prosp\u00e9rit\u00e9 ne laisse personne derri\u00e8re.<\/p>\n\n\n\n

Youkpeli<\/p>\n","protected":false},"excerpt":{"rendered":"

Le Togo inscrit une nouvelle page dans l’histoire sociale du continent en devenant le tout premier pays africain \u00e0 lancer une assurance maladie d\u00e9di\u00e9e aux travailleurs non-salari\u00e9s. Une avanc\u00e9e majeure, presque r\u00e9volutionnaire, qui ouvre la voie \u00e0 une protection plus \u00e9quitable, plus inclusive et, surtout, plus humaine pour des millions d’acteurs de l’\u00e9conomie informelle. Dans […]<\/p>\n","protected":false},"author":2,"featured_media":13404,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-13403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-societe"],"yoast_head":"\nLe Togo, pionnier africain de la protection sanitaire pour les non-salari\u00e9s - R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mediatopnews.tg\/?p=13403\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le Togo, pionnier africain de la protection sanitaire pour les non-salari\u00e9s - R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P\" \/>\n<meta property=\"og:description\" content=\"Le Togo inscrit une nouvelle page dans l’histoire sociale du continent en devenant le tout premier pays africain \u00e0 lancer une assurance maladie d\u00e9di\u00e9e aux travailleurs non-salari\u00e9s. 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