{"id":15876,"date":"2026-11-02T06:27:03","date_gmt":"2026-11-02T06:27:03","guid":{"rendered":"https:\/\/mediatopnews.tg\/?p=15876"},"modified":"2026-11-02T06:27:05","modified_gmt":"2026-11-02T06:27:05","slug":"assurance-en-afrique-lome-accueille-deux-grands-rendez-vous-sur-la-discipline-financiere-et-la-couverture-sante","status":"publish","type":"post","link":"https:\/\/mediatopnews.tg\/?p=15876","title":{"rendered":"Assurance en Afrique : Lom\u00e9 accueille deux grands rendez-vous sur la discipline financi\u00e8re et la couverture sant\u00e9"},"content":{"rendered":"\n

Lom\u00e9 accueille, du 2 au 5 novembre 2026, deux rencontres majeures consacr\u00e9es \u00e0 l’avenir du secteur des assurances en Afrique. Organis\u00e9s par l’Association professionnelle des soci\u00e9t\u00e9s d’assurance du Togo (APSAT), sous l’\u00e9gide de la F\u00e9d\u00e9ration des soci\u00e9t\u00e9s d’assurances de droit national africaines (FANAF), le 12e Forum des march\u00e9s de la zone FANAF et le Symposium sur l’assurance sant\u00e9 r\u00e9uniront plus de 500 participants. Dirigeants de compagnies d’assurances et de r\u00e9assurances, r\u00e9gulateurs, responsables publics, experts et professionnels de la sant\u00e9 sont attendus pour r\u00e9fl\u00e9chir aux d\u00e9fis financiers, r\u00e9glementaires et sociaux du secteur.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Les travaux s’ouvriront avec le 12e Forum des march\u00e9s de la zone FANAF, les 2 et 3 novembre, autour du th\u00e8me : \u00ab Pas de prime, pas de garantie : quinze ans apr\u00e8s, reprendre la main sur l’article 13 du Code CIMA \u00bb. Les discussions porteront sur l’application effective de cette disposition, qui encadre le paiement des primes et conditionne la mise en \u0153uvre des garanties d’assurance. L’objectif est de renforcer la discipline financi\u00e8re des compagnies et de r\u00e9duire les pratiques qui fragilisent l’\u00e9quilibre du march\u00e9.<\/p>\n\n\n\n

Les participants examineront \u00e9galement les enjeux li\u00e9s au blanchiment de capitaux, au financement du terrorisme, aux retards de r\u00e8glement et au sous-financement des garanties. Une attention particuli\u00e8re sera accord\u00e9e au renforcement des m\u00e9canismes de contr\u00f4le et \u00e0 la coop\u00e9ration entre les autorit\u00e9s de r\u00e9gulation et les organisations professionnelles, afin de consolider la cr\u00e9dibilit\u00e9 du secteur et la confiance des assur\u00e9s.<\/p>\n\n\n\n

Les 4 et 5 novembre, le Symposium sur l’assurance sant\u00e9 prendra le relais sous le th\u00e8me : \u00ab B\u00e2tir un \u00e9cosyst\u00e8me de l’assurance sant\u00e9 viable, inclusif et durable en Afrique \u00bb. Les \u00e9changes seront consacr\u00e9s aux moyens d’\u00e9largir l’acc\u00e8s aux soins et de renforcer le financement de la protection sanitaire. Dans un contexte o\u00f9 la Couverture maladie universelle (CMU) occupe une place croissante dans les politiques sociales africaines, les participants r\u00e9fl\u00e9chiront notamment \u00e0 une meilleure compl\u00e9mentarit\u00e9 entre les dispositifs publics et les assurances priv\u00e9es.<\/p>\n\n\n\n

La digitalisation de la gestion des sinistres, l’interop\u00e9rabilit\u00e9 des plateformes de tiers payant et le d\u00e9veloppement des partenariats public-priv\u00e9 figureront \u00e9galement au programme. Il s’agira d’identifier des m\u00e9canismes de collaboration capables de garantir un financement durable des soins et d’am\u00e9liorer l’acc\u00e8s des populations aux services de sant\u00e9.<\/p>\n\n\n\n

Au-del\u00e0 des r\u00e9flexions techniques, ces deux rendez-vous offrent au Togo une occasion de contribuer aux d\u00e9bats sur la modernisation du march\u00e9 africain des assurances. Leur organisation successive traduit la volont\u00e9 de rapprocher deux enjeux compl\u00e9mentaires : la solidit\u00e9 financi\u00e8re des compagnies et l’\u00e9largissement de la protection sociale.<\/p>\n\n\n\n

Les travaux se tiendront \u00e0 l’H\u00f4tel 2 F\u00e9vrier \u00e0 Lom\u00e9. Un centre de presse sera mis \u00e0 la disposition des professionnels des m\u00e9dias au Business Lounge, au premier niveau de l’\u00e9tablissement. Le retrait des badges est pr\u00e9vu le dimanche 1er novembre \u00e0 partir de 15 heures, sur pr\u00e9sentation d’une carte de presse valide ou d’un ordre de mission.<\/p>\n\n\n

\"\"<\/figure>\n\n\n

\u00c0 travers ces assises, les acteurs du secteur entendent d\u00e9gager des pistes d’action pour une industrie africaine de l’assurance plus rigoureuse, plus performante et davantage accessible aux populations.<\/p>\n\n\n\n

DODJI KETOHOU<\/strong><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Lom\u00e9 accueille, du 2 au 5 novembre 2026, deux rencontres majeures consacr\u00e9es \u00e0 l’avenir du secteur des assurances en Afrique. 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