{"id":3444,"date":"2023-06-26T22:56:47","date_gmt":"2023-06-26T22:56:47","guid":{"rendered":"https:\/\/mediatopnews.tg\/?p=3444"},"modified":"2023-06-26T22:56:49","modified_gmt":"2023-06-26T22:56:49","slug":"15-ans-de-vie-de-la-mutuelle-eliada-un-jubile-de-cristal-preuve-de-la-resilience-de-linstitution-face-aux-enjeux-de-lheure","status":"publish","type":"post","link":"https:\/\/mediatopnews.tg\/?p=3444","title":{"rendered":"15 ans de vie de la mutuelle ELIADA, un Jubil\u00e9 de cristal preuve de la\u00a0 r\u00e9silience de l\u2019institution face aux enjeux de l\u2019heure\u00a0"},"content":{"rendered":"\n

2008-2023 il y a exactement 15 ans que la mutuelle ELIADA voyait le jour \u00e0 Lom\u00e9. Face aux d\u00e9fis et enjeux de l\u2019heure ,la microfinance ELIADA se veut \u00eatre un mod\u00e8le qui a su montrer une efficacit\u00e9 dans ses prestations et une r\u00e9silience qui font d\u2019elle l\u2019une des plus pris\u00e9e du march\u00e9 des syst\u00e8mes financiers d\u00e9centralis\u00e9 au Togo. Cette propension a fait l\u2019objet comme de coutume \u00e0 l\u2019assembl\u00e9e g\u00e9n\u00e9rale ordinaire tenue ce 26 juin 2023 \u00e0 la Paroisse universitaire saint jean \u00e0 Lom\u00e9.<\/p>\n\n\n\n

\"\"
lesmembres d’ELIADA<\/figcaption><\/figure>\n\n\n\n

Cette assembl\u00e9e g\u00e9n\u00e9rale a \u00e9t\u00e9 l\u2019occasion offerte aux diff\u00e9rents organes de pr\u00e9senter les rapports d\u2019activit\u00e9 de l\u2019exercice clos au 31 d\u00e9cembre 2022.C\u2019\u00e9tait en pr\u00e9sence du Directeur General de la mutuelle M. Apaloo Kodjovi, du Pr\u00e9sident du conseil d\u2019administration Dr.HetchelY Lawson et des autres membres des organes d\u2019ELIADA microfinance.<\/p>\n\n\n\n

\"\"
Le DG Apaloo Kodjovi<\/figcaption><\/figure>\n\n\n\n

Le rapport financier pr\u00e9sent\u00e9 par le DG M. Apaloo laisse entrevoir que les membres d\u2019ELIADA se sont accru atteignant le seuil des 13578 membres en 2022.L\u2019effectif du personnel \u00e9galement a connu une hausse passant de 69 agents en 2018 \u00e0 84 agents \u00e0 l\u2019exercice clos au 31 d\u00e9cembre 2022.<\/p>\n\n\n\n

Une vue d\u2019ensemble des agr\u00e9gats montre une panoplie d\u2019\u00e9volution que ce soit \u00e0 l\u2019\u00e9pargne et au cr\u00e9dit. Les charges engag\u00e9es sont estim\u00e9es \u00e0 534 192 101 FCFA. ELIADA a d\u00e9gag\u00e9 cette ann\u00e9e un r\u00e9sultat exc\u00e9dentaire.<\/p>\n\n\n\n

Le parcours n\u2019a pas \u00e9t\u00e9 sans difficult\u00e9. Des difficult\u00e9s de recouvrement face l\u2019accroissement de demande de cr\u00e9dit et \u00e0 la diminution des \u00e9pargnes. Pour \u00e9viter que cette situation n\u2019impacte la sant\u00e9 financi\u00e8re de la mutuelle, l\u2019un des d\u00e9fis pour l\u2019ann\u00e9e 2023 est l\u2019accentuation des actions de recouvrement.<\/p>\n\n\n\n

Pris au vif par les journalistes, le Pr\u00e9sident du Conseil d\u2019Administration Dr Lawson Hetchely a dit toute son admiration pour la mobilisation des membres qui ont r\u00e9pondu massivement \u00e0 ce 15\u00e8me<\/sup> anniversaire.<\/p>\n\n\n\n

\"\"
Le PCA Dr Hetchely<\/figcaption><\/figure>\n\n\n\n

Br\u00e8ve aper\u00e7u sur le parcours d\u2019ELIADA<\/em><\/strong><\/p>\n\n\n\n

Selon le PCA ; ELIADA microfinance a inaugur\u00e9 son av\u00e8nement en mars 2008 par une assembl\u00e9e g\u00e9n\u00e9rale constitutive de 20 membres. Son capital social de d\u00e9part \u00e9tait de 1 million 400.Apr\u00e8s 15 ans, la mutuelle a un capital social estim\u00e9 \u00e0 plus de 62 millions .L\u2019institution continue son attrait et compte aujourd\u2019hui 13578 membres. De trois produits \u00e0 l\u2019inauguration de ses activit\u00e9s, l\u2019institution offre aujourd\u2019hui 12 produits qui font la fiert\u00e9 des membres.<\/p>\n\n\n\n

ELIADA microfinance est r\u00e9solument engag\u00e9 dans la digitalisation et la d\u00e9mat\u00e9rialisation de ses services avec une approche unique dans son genre. Tous les membres sont dot\u00e9s d\u2019un t\u00e9l\u00e9phone pour leurs op\u00e9rations de digitalisation .Une premi\u00e8re au Togo pour promouvoir son service d\u2019E-ELIDIGITAL<\/p>\n\n\n\n

\"\"
Les membres d’ELIADA ont fait salle comble<\/figcaption><\/figure>\n\n\n\n

ELIADA microfinance se distingue par sa capacit\u00e9 d\u2019\u00e9coute et sa d\u00e9termination \u00e0 apporter des solutions adapt\u00e9es \u00e0 chaque client.<\/p>\n\n\n\n

Le E-ELIDIGITAL op\u00e8re des services de SMS, de Mobile Banking, de transfert de monnaie, de transfert de ressources vers le Tmoney ou Flooz et vice versa.<\/p>\n\n\n\n

  M. Apaloo Kodjovi a fait remarquer que la formation des membres pour r\u00e9actualiser leur connaissance \u00e0 faire plus de b\u00e9n\u00e9fice et \u00e0 se mettre \u00e0 l\u2019abri des risques qui peuvent surgir et affecter leur commerce est pratiquement un imp\u00e9ratif \u00e0 la mutuelle. Une \u00e9vidence dont le pr\u00e9sident du comit\u00e9 de cr\u00e9dit \u00e0 eu \u00e0 apporter d\u2019amples explications. Les membres sont invit\u00e9s \u00e0 faires entorse aux mauvaises pratiques comme la recherche du gain facile, le rec\u00e8le, la non conformit\u00e9s .Selon lui ,ce jubil\u00e9 de cristal est une responsabilit\u00e9 assum\u00e9e pour plus d\u2019engagement et d\u2019innovation.<\/p>\n\n\n\n

L\u2019E-ELIDIGITAL, une solution adapt\u00e9e aux clients<\/em><\/strong><\/p>\n\n\n\n

Plus de souci \u00e0 se faire, c\u2019est une solution qui r\u00e8gle de facto les probl\u00e8mes de d\u00e9placements et les longues files d\u2019attentes en agences. Depuis toute position, les membres d\u2019ELIADA peuvent effectuer des op\u00e9rations de d\u00e9p\u00f4t, de retrait et tout autre op\u00e9ration avec ELIADA. Vu les temps charg\u00e9s, c\u2019est une solution adapt\u00e9es aux enjeux de l\u2019heure pour un gain de temps pour plus de b\u00e9n\u00e9fices .ELIADA a dot\u00e9 chaque membre de t\u00e9l\u00e9phone portable pour faire b\u00e9n\u00e9ficier \u00e0 tous cette innovation.<\/p>\n\n\n\n

Les d\u00e9tecteurs de faux billet sont \u00e9galement octroy\u00e9s \u00e0 tous les membres pour les \u00e9viter de tomber dans les escarcelles des individus mal intentionn\u00e9s qui pourraient tenter de perturber le cours normal de leurs activit\u00e9s avec de faux billets.<\/p>\n\n\n\n

A Propos d\u2019ELIADA MICROFINANCE<\/em><\/strong><\/p>\n\n\n\n

ELIADA \u00e0 son si\u00e8ge social :Augustino de SOUZA face march\u00e9 de B\u00e8<\/strong><\/p>\n\n\n\n

01 BP 2291 Lom\u00e9<\/strong><\/p>\n\n\n\n

T\u00e9l :22 20 27 57\/22 14 69 09\/<\/strong><\/p>\n\n\n\n

Email : eliadamicrofinance2013@gmail.com<\/strong><\/p>\n\n\n\n

Site : www.eliadamicrofinance.com<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

2008-2023 il y a exactement 15 ans que la mutuelle ELIADA voyait le jour \u00e0 Lom\u00e9. Face aux d\u00e9fis et enjeux de l\u2019heure ,la microfinance ELIADA se veut \u00eatre un mod\u00e8le qui a su montrer une efficacit\u00e9 dans ses prestations et une r\u00e9silience qui font d\u2019elle l\u2019une des plus pris\u00e9e du march\u00e9 des syst\u00e8mes financiers […]<\/p>\n","protected":false},"author":2,"featured_media":3445,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"\n15 ans de vie de la mutuelle ELIADA, un Jubil\u00e9 de cristal preuve de la\u00a0 r\u00e9silience de l\u2019institution face aux enjeux de l\u2019heure\u00a0 - R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mediatopnews.tg\/?p=3444\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"15 ans de vie de la mutuelle ELIADA, un Jubil\u00e9 de cristal preuve de la\u00a0 r\u00e9silience de l\u2019institution face aux enjeux de l\u2019heure\u00a0 - R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P\" \/>\n<meta property=\"og:description\" content=\"2008-2023 il y a exactement 15 ans que la mutuelle ELIADA voyait le jour \u00e0 Lom\u00e9. Face aux d\u00e9fis et enjeux de l\u2019heure ,la microfinance ELIADA se veut \u00eatre un mod\u00e8le qui a su montrer une efficacit\u00e9 dans ses prestations et une r\u00e9silience qui font d\u2019elle l\u2019une des plus pris\u00e9e du march\u00e9 des syst\u00e8mes financiers […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mediatopnews.tg\/?p=3444\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-26T22:56:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-26T22:56:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mediatopnews.tg\/wp-content\/uploads\/2023\/06\/IMG-20230626-WA01161.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"992\" \/>\n\t<meta property=\"og:image:height\" content=\"744\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"La R\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"La R\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/mediatopnews.tg\/?p=3444#article\",\"isPartOf\":{\"@id\":\"https:\/\/mediatopnews.tg\/?p=3444\"},\"author\":{\"name\":\"La R\u00e9daction\",\"@id\":\"https:\/\/mediatopnews.tg\/#\/schema\/person\/5264fbaa15cdbc3bbc592caa5cb4bac6\"},\"headline\":\"15 ans de vie de la mutuelle ELIADA, un Jubil\u00e9 de cristal preuve de la\u00a0 r\u00e9silience de l\u2019institution face aux enjeux de l\u2019heure\u00a0\",\"datePublished\":\"2023-06-26T22:56:47+00:00\",\"dateModified\":\"2023-06-26T22:56:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/mediatopnews.tg\/?p=3444\"},\"wordCount\":843,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/mediatopnews.tg\/#organization\"},\"image\":{\"@id\":\"https:\/\/mediatopnews.tg\/?p=3444#primaryimage\"},\"thumbnailUrl\":\"https:\/\/mediatopnews.tg\/wp-content\/uploads\/2023\/06\/IMG-20230626-WA01161.jpg\",\"articleSection\":[\"ECONOMIE\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/mediatopnews.tg\/?p=3444#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/mediatopnews.tg\/?p=3444\",\"url\":\"https:\/\/mediatopnews.tg\/?p=3444\",\"name\":\"15 ans de vie de la mutuelle ELIADA, un Jubil\u00e9 de cristal preuve de la\u00a0 r\u00e9silience de l\u2019institution face aux enjeux de l\u2019heure\u00a0 - 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