{"id":400,"date":"2022-06-22T08:20:16","date_gmt":"2022-06-22T08:20:16","guid":{"rendered":"https:\/\/mediatopnews.tg\/?p=400"},"modified":"2022-06-22T08:20:17","modified_gmt":"2022-06-22T08:20:17","slug":"assemblee-generale-de-la-microfinance-coecept-linstitution-releve-le-defi-dimmatriculation-de-vos-parcelles-avec-le-credit-cetif","status":"publish","type":"post","link":"https:\/\/mediatopnews.tg\/?p=400","title":{"rendered":"Assembl\u00e9e g\u00e9n\u00e9rale de la microfinance COECEPT, l\u2019institution rel\u00e8ve le D\u00e9fi d\u2019immatriculation de vos parcelles avec le cr\u00e9dit CETIF"},"content":{"rendered":"\n
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les membres de l’AG<\/figcaption><\/figure>\n\n\n\n

Les soci\u00e9taires de la Coop\u00e9rative d\u2019Epargne et de Cr\u00e9dit de l\u2019Eglise de Pentec\u00f4te du Togo(COECEPT) se sont retrouv\u00e9s comme de coutume \u00e0 l\u2019assembl\u00e9e g\u00e9n\u00e9rale le samedi 18 juin 2022 au si\u00e8ge de l\u2019Eglise Pentec\u00f4te \u00e0 Lom\u00e9 ceci apr\u00e8s les deux ans de r\u00e9pit d\u00fb \u00e0 la pand\u00e9mie de COVID-19.Cette assembl\u00e9e g\u00e9n\u00e9rale est la traduction du respect des textes par l\u2019\u00e9quipe de la direction ex\u00e9cutive que dirige M.Yakawou Koffits\u00e8 Jo\u00ebl. C\u2019\u00e9tait en pr\u00e9sence du Pr\u00e9sident du conseil d\u2019administration M. Adogli Komigan.<\/p>\n\n\n\n

C\u2019est dans une ambiance de grands jours que les membres de la coop\u00e9rative COECEPT se sont retrouv\u00e9s pour appr\u00e9cier le parcours de ses trois derni\u00e8res ann\u00e9es. Une ambiance qui a tout son sens et traduit le la convivialit\u00e9 et la fraternit\u00e9 des membres et qui est l\u2019expression du soubassement Divin de la coop\u00e9rative.<\/p>\n\n\n\n

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le PCA M.Adogli<\/figcaption><\/figure>\n\n\n\n

Apr\u00e8s l\u2019installation du pr\u00e9sidium dirig\u00e9 par trois membres et chapeaut\u00e9 par Mme Attati Afi Esse Klouts\u00e8, les membres ont eu droit \u00e0 la pr\u00e9sentation des diff\u00e9rents rapports aussi bien de l\u2019exercice en cours que ceux des ann\u00e9es ant\u00e9rieurs.<\/p>\n\n\n\n

Le conseil d\u2019administration dans la pr\u00e9sentation du rapport moral a fait une proposition en quatre points notamment les produits des s\u00e9ances du conseil d\u2019administration qui se r\u00e9sume \u00e0 l\u2019analyse et adoption du manuel de gestion de s\u00e9curit\u00e9 des fonds ; l\u2019\u00e9volution des indicateurs cl\u00e9s subs\u00e9quent \u00e0 la diminution du capital social en DAT (d\u00e9p\u00f4t \u00e0 terme). Abordant l\u2019effectif du personnel, il est pass\u00e9 de 150 agents en 2020 \u00e0 155 agents .Le nombre d\u2019adh\u00e9rent a connu une augmentation de 10% passant de 23920 \u00e0 26382.L\u2019\u00e9pargne collect\u00e9 a connu aussi une augmentation de 26,64% par rapport \u00e0 2020.L\u2019encours d\u2019\u00e9pargne est pass\u00e9 de 2millions 41 mille en 2020 \u00e0 2 millions 627 mille soit une variation de 585 millions .Le cr\u00e9dit a connu une variation de 652 millions soit une augmentation 30,18%.<\/p>\n\n\n\n

Les difficult\u00e9s et perspectives se r\u00e9sument en la capacit\u00e9 des soci\u00e9taires \u00e0 \u00e9pargner, et \u00e0 rembourser les cr\u00e9dits contract\u00e9s.<\/p>\n\n\n\n

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Le Directeur M.Yakawou<\/figcaption><\/figure>\n\n\n\n

Le rapport financier de l\u2019exercice 2021 a \u00e9t\u00e9 exc\u00e9dentaire quoique n\u2019\u00e9tant pas \u00e0 la hauteur des souhaits du conseil d\u2019administration qui a \u00e9mis les v\u0153ux de l\u2019\u00e9pargner pour donner du souffle au capital de l\u2019institution.<\/p>\n\n\n\n

La grande information donn\u00e9e aux affid\u00e9s concerne le fait la COECEPT change statut est devrait \u00eatre r\u00e9gi parmi les grandes institutions de microfinance au Togo conform\u00e9ment aux textes de la Banque Centrale des Etats de l\u2019Afrique de l\u2019Ouest(BECEAO).ceci t\u00e9moigne de l\u2019exemplarit\u00e9 de la gestion de cette coop\u00e9rative dont le m\u00e9rite revient aux membres mais surtout \u00e0 l\u2019\u00e9quipe dirigeante qui a adopt\u00e9 une posture d\u2019efficacit\u00e9 dans la gestion de la coop\u00e9rative.<\/p>\n\n\n\n

L\u2019innovation, celle qui va soulager la population togolaise en g\u00e9n\u00e9ral et celle de Lom\u00e9 en particulier est l\u2019opportunit\u00e9 offerte de se soulager des tracasseries pour l\u2019immatriculation des propri\u00e9t\u00e9s fonci\u00e8res avec la mise \u00e0 disposition du Cr\u00e9dit Etablissement du Titre Foncier(CETIF).<\/p>\n\n\n\n

Le g\u00e9rant de la COECEPT M. Yakawou koffits\u00e8 a invit\u00e9 les membres a faire mieux pour davantage am\u00e9liorer la sant\u00e9 financi\u00e8re de l\u2019institution ce qui permettra de r\u00e9pondre avec satisfaction aux besoins des membres.<\/p>\n\n\n\n

Le pr\u00e9sident du conseil d\u2019administration M.Adogli Komigan \u00e0 quand \u00e0 lui inviter le personnel \u00e0 davantage de professionnalisme, un personnel qualifi\u00e9 pour impacter et attirer davantage de membre et faire face aux nombreux d\u00e9fis qui nous attendent l\u2019institution.<\/p>\n\n\n\n

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Le pr\u00e9sidium de l’AG<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"

Les soci\u00e9taires de la Coop\u00e9rative d\u2019Epargne et de Cr\u00e9dit de l\u2019Eglise de Pentec\u00f4te du Togo(COECEPT) se sont retrouv\u00e9s comme de coutume \u00e0 l\u2019assembl\u00e9e g\u00e9n\u00e9rale le samedi 18 juin 2022 au si\u00e8ge de l\u2019Eglise Pentec\u00f4te \u00e0 Lom\u00e9 ceci apr\u00e8s les deux ans de r\u00e9pit d\u00fb \u00e0 la pand\u00e9mie de COVID-19.Cette assembl\u00e9e g\u00e9n\u00e9rale est la traduction du […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-400","post","type-post","status-publish","format-standard","hentry","category-politique"],"yoast_head":"\nAssembl\u00e9e g\u00e9n\u00e9rale de la microfinance COECEPT, l\u2019institution rel\u00e8ve le D\u00e9fi d\u2019immatriculation de vos parcelles avec le cr\u00e9dit CETIF - R\u00e9c\u00e9piss\u00e9 N\u00b00026\/12-2020\/pl\/P<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mediatopnews.tg\/?p=400\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assembl\u00e9e g\u00e9n\u00e9rale de la microfinance COECEPT, l\u2019institution rel\u00e8ve le D\u00e9fi d\u2019immatriculation de vos parcelles avec le cr\u00e9dit CETIF - 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